FOR CLARIFICATION:  The No Surprises Act (NoSA) of 2022 requires providers to provide an up front estimation of cost. The cost of insurance varies according to the insurance provider’s set reimbursement rates.  An insurance health plan, is an agreement between provider & patient that sets the specific limits upon which services are covered.  Relevant terms to know included:

• Deductible: This is the amount you pay for your healthcare before your insurance coverage kicks in. For example, if your insurance plan has a $1,000 deductible, you will be responsible for paying the first $1,000 of your healthcare costs 
• Co-pay: This is a fixed amount you pay each time you visit a healthcare provider. For example, you may have a $20 co-pay for each visit to your primary care physician
• Co-insurance: This is the percentage of the cost of healthcare services that you are responsible for paying after you have met your deductible. For example, if your insurance plan has a 20% co-insurance requirement and a healthcare service costs $100, you would be responsible for paying $20
• Out-of-pocket maximum: This is the maximum amount you will be responsible for paying for your healthcare services in a given year. Once you have reached your out-of-pocket maximum, your insurance provider will cover the remainder of your healthcare costs for the year.

OFFICE POLICY: In the form below labeled (schedule an appointment) we can get started with the insurance verification process.  Try not to fret. I do offer a sliding fee scale. We will work through these details together.